Why Couriers Need Insurance
In Australia, an average of one food delivery courier has been killed on the job every 11 days since the end of September 2020 to November. The deaths have focused attention on the gig economy, with more attention directed on better safety regulations to protect riders. One way courier companies and their employees can remain protected is through insurance – specifically tailored for courier services.
Just a few of the many risks that can be protected with insurance can be found below:
Common Risks That Can be Protected With Insurance
- Personal accident and sickness
- Commercial motor
- Goods in transit
- Public and products liability
What Types of Insurance do Couriers & Delivery Services Need?
Delivery services such as food couriers typically supply their own transport and are more vulnerable to the hazards of a workday or night rushing around in Melbourne traffic, which poses risks other industries couldn’t contemplate. Without adequate couriers insurance, riders’ or van drivers’ and their families are left high and dry.
Below are some of the most common types of insurance covers that couriers and delivery services should have to remain protected:
Adroit is here to help you find the most suitable insurance cover for courier businesses in Australia.
Find out the different policy types, risks, prices, excess, costs, and more.
As a business owner or courier, you have a duty to the public, customers, and staff which continues even after the sale or delivery of a service. That’s why it’s crucial that you protect yourself and your business against claims with appropriate public and product liability insurance.
Your personal assets should have adequate insurance cover. Your family’s peace of mind is important and at Adroit we want you to rest easy knowing that everything is getting taken care of, this is why we offer Tailored Insurance solutions.
You need Third Party insurance when you drive a vehicle so any damage you do to other people’s property is covered. If your business owns and operates vehicles – yes, even couriers on bikes – the same rules apply.
This insurance covers goods against loss or damage while being moved from one place to another. The goods can be carried by couriers, self employed van or other vehicle drivers, individuals in their own vehicles, contractors or third party carriers.
Why Choose Adroit?
At Adroit we exist to empower your business to take up the challenges life throws at you. And we’re here to help you to take your focus off the risks that may hold you back, and focus more on making your business work for you. If you’re after tailored insurance covers for your courier or delivery company, we’re the right experts you can rely on for suitable and sound advice.
We’re your partners; at Adroit we champion your cause and make sure you and your business are protected and set to take on tomorrow with confidence.
Get Quotes on Tailored Business Courier Insurance Cover at Adroit Today
At Adroit, we’re small enough to offer personalised insurance service and big enough to deliver strong outcomes. We inform and protect you every step of the way. For more information contact Adroit Insurance & Risk in MelbVictoriaourne today.