MGA Members

Insurance Solution for MGA Members

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“I have been with Adroit Insurance for over three years, in my very first year my store was completely flooded causing $43,000 of damage, within two hours of reporting the event Adroit sent out a team of workers who worked overnight to ensure that we could continue trading the following day! I cannot speak highly enough of their response to my crises and the stress-free management of my claim”

Albert Di Pietro – Owner Nillumbik Cellars

Why should you protect your business?

Supermarkets are faced with high levels of foot traffic making “slip and fall” incidents an ongoing source of public liability claims.

Food spoilage is also a significant risk and can result from faulty refrigeration units, loss of power, fire, water or malicious damage.

We have unfortunately seen several stores burnt to the ground which resulted in a loss of the entire property, stock and all future revenue; as well as loss of employment for staff.

Have you got the right supermarket and
liquor insurance in place for your business?

We offer a tailored insurance solution specifically for MGA Members. Complete the checklist below to identify any gaps in your insurances, which could open you up to risk:

– Full accidental cover for assets

– Automatic property sum insured increased by 20%

– Equipment Breakdown cover to full limit of asset value (with no age limit, HP limit or itemised list requirement)

– Theft cover up to $100,000 (tobacco, cigarettes and liquor)

– Automatic glass cover

– Transit $25,000, unnamed locations $25,000 (General Property)

– Business Interruption cover based on turnover – no complicated gross profit calculation

– Business Interruption cover that automatically responds to Machinery Breakdown

– Crime protection including employee theft and money

– Liability protection up to $20M (slip and fall) including defence costs in addition to Liability limit

We offer MGA members an obligation-free health check.
We will review your current insurance to make sure you are not exposed to gaps in cover or being overcharged for your insurance. Simply complete the below details and press submit.

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MGA Insurance Solutions

The Adroit team understands every industry holds its own unique risks, which is why they have developed an insurance solution specifically for the Supermarket and Liquor industries. All at a very competitive price.

Knowing your business

At Adroit Insurance & Risk, we understand supermarkets and liquor stores. We are delighted to be the MGA’s recommended insurance provider. With the support of the MGA and our policy holders, we have spent considerable time understanding the specific risks associated with operating supermarkets and liquor stores.

Why choose Adroit to cover your business?

We spend time with you in your world, immersing ourselves so we can understand your unique needs to deliver honest expert risk advice.

We combine the insights we gain with our industry knowledge and experience to tailor solutions and advise specifically for you.

We are available 24/7 providing a fully managed claims service committed to delivering the best possible outcome.

We partner with you, champion your cause and ensure you and your business are truly ready to take on tomorrow.