September 8, 2021 / Lauren Vingerhoets / 0 comments

Hidden traps: underinsurance pitfalls aren’t always obvious

After cyclones, floods and other natural catastrophes, concerns often focus on businesses and residents that either don’t have insurance or have cover well below the levels needed to repair the damage. There are many potential reasons for this in a difficult insurance market, including conscious decisions by the client to accept more risk or to… Read more

Protect Your Work-From-Home Business
August 27, 2021 / Lauren Vingerhoets / 0 comments

It’s time to think about the risks you face..

In the ups and downs of a COVID-affected economy, it’s only natural if your business has experienced many changes. For some, it has been a very difficult time with reduced turnover and income. Others have been fortunate enough to adapt to the challenges and carried on growing. So have the risks your business carries changed… Read more

July 15, 2021 / Lauren Vingerhoets / 0 comments

The Adroit team supports Gippsland in their time of need..

Our thoughts go to our clients that have recently been impacted by the devastating weather events which tore through the Gippsland region.  Many residents and businesses were significantly affected by the storm, in particular wind and flood damage to their properties which caused widespread devastation leaving many without power for extended periods along with impacting… Read more

July 9, 2021 / Lauren Vingerhoets / 0 comments

Advice on Ransomware attacks

Ransomware attacks have been in the news of late with some very high-profile companies being targeted. The following has been released by Australian Cyber Security Centre (ACSC) and in accordance with their request, I spread the word. Over the past 18 months, cybercriminals have increased the number of ransomware attacks targeting Australians. Ransomware is one of the most damaging… Read more

Lauren Vingerhoets / 0 comments

Protecting your income will be key as support ends…

With Australia’s economy rebounding and confidence rising, it’s easy to overlook the fact that many businesses are still struggling with repercussions from the COVID-19 restrictions and lockdowns. Following a tough year, the Reserve Bank of Australia has declared the economic recovery is well underway and stronger than expected. The unemployment rate has declined and Commonwealth… Read more

June 11, 2021 / Lauren Vingerhoets / 0 comments

Victorian WorkCover Update

It’s that time of the year again and the yearly Vic WorkCover premium cycle is about to commence, please read below for all of the information you will need to know. Certificate of CurrencyIf there is no outstanding premium to pay on your WorkCover account, you can obtain a 2021/22 Certificate of Currency from the… Read more

May 26, 2021 / Lauren Vingerhoets / 0 comments

You did what? How to avoid payment redirection scams

Paying bills and invoices is a regular day-to-day operation of any business and for the most part a straightforward task. Yet for a growing number of Australian firms, this simple transaction has unwittingly led to unfortunate losses. Payment redirection scams cost local businesses $14 million last year, according to the Australian Competition and Consumer Commission,… Read more

Lauren Vingerhoets / 0 comments

Flood: Are you prepared, and are you covered?

Weather forecasters were spot-on when they warned the flood-inducing La Nina climate pattern posed a key risk to parts of eastern Australia through the late summer and autumn. The “little girl” – as La Nina literally means in Spanish – struck with ferocity when it arrived in March. Thousands were forced to evacuate as days… Read more

May 19, 2021 / Lauren Vingerhoets / 0 comments

Adroit Insurance and Risk Community Update

2020 brought many challenges, including the interruption and cancellation of fundraising events across the world. Many community organisations and charities rely on these events to generate much needed funds for their programs and initiatives. The reduction in available funds was compounded by the demand increase due to COVID on the services provided by these charities… Read more

May 13, 2021 / Lauren Vingerhoets / 0 comments

Our top tips to help you to prepare for your insurance renewal..

In 2021 and beyond, the General Insurance market will see insurers closely analyse their underwriting results across all classes of Commercial Property and Public/Products Liability insurance. Insurers now have their focus firmly set on underwriting profitability not written premium volume due to an increase in catastrophe events, rising reinsurance costs and lower investment returns. With… Read more