March 26, 2021 / integralmedia / 0 comments

How to Protect Your ‘Work-From-Home’ Business in 2021

2020 was a tumultuous year for many business owners across Australia.  Among one of the stark changes that took hold across almost all businesses and industries was the bolstered shift to work-from-home arrangements.  With more companies embracing the new flexible working arrangements that working-from-home offers like SalesForce and Facebook, remote work – whether done entirely… Read more

Protect Your Work-From-Home Business
December 17, 2020 / Lauren Vingerhoets / 0 comments

A word from Managing Director, Fabian Pasquini..

The 2020 year has come to an end and like most businesses, we have had our set of challenges. COVID-19 has seen us shift our workforce of 140 plus people to work from home at a moment’s notice and rethink the way we operate. Who would have thought video conferencing would suddenly become the norm… Read more

Lauren Vingerhoets / 0 comments

COVID 19 – Business Interruption Test Case..

In August 2020, the Insurance Council of Australia supported the commencement of a test case in the NSW Supreme Court to consider the application of Quarantine Act type exclusions in business interruption policies of the insurers HDI Global Specialty SE (HDI) and The Hollard Insurance Company Pty Ltd (Hollard) as they applied to COVID-19. The… Read more

Lauren Vingerhoets / 0 comments

Laundry a major cause of fires and water damage claims..

The household clothes dryer remains one of the most common causes of household fires, along with food left cooking on the stove. I was reminded of this due to an article I read on the website. With the dryer, the issue is that lint builds up eventually overheating and catching fire. To greatly reduce… Read more

November 12, 2020 / Lauren Vingerhoets / 0 comments

Are you prepared for La Niña?

The Bureau of Meteorology has declared a La Niña is officially underway, signaling we could be in for a wet spring and summer. The last major La Niña events were in the summers of 2010-11 and 2011-12. They resulted in 2010 to 2012 being Australia’s wettest two-year period on record. Flooding was widespread and devastating…. Read more

November 5, 2020 / Lauren Vingerhoets / 0 comments

Prepare your Hospitality business for COVID Normal Outdoor Eating…

With the warmer months approaching and COVID-19 cases coming down in Victoria, we look forward to Hotels re-opening albeit in a different world. The following provides you with some tips in preparing your Hotel business for COVID normal outdoor eating. Check your Public Liability Insurance Contact your Hotel business insurance provider to review your current… Read more

October 9, 2020 / Lauren Vingerhoets / 0 comments

Ransomware: the emerging trend in cyber threats

In the latest example of how brazen cyber thieves have become, the perpetrators behind a ransomware attack on Japanese camera maker Canon dumped some of the encrypted data online when the company refused to meet its demands. In Australia, an insurer agreed to a $350,000 bitcoin payment to free a client’s system from a new… Read more

October 1, 2020 / Lauren Vingerhoets / 0 comments

Have you got a workers compensation plan for returning to work?

As the Victorian government teases us with a glimmer of light at the end of the tunnel – it’s time to start thinking about our normal day to day activities; both in relation to your business and your staff.  During COVID19 restrictions, Workers Compensation has been a vital component of each business as it is usually… Read more

Lauren Vingerhoets / 0 comments

Adroit Market Summary

2020 will undoubtedly go down as one of the most challenging years that many of us have faced. The COVID-19 Global Pandemic has seen unemployment levels  rise to their highest levels in 12 years, and for those that remain in the workforce, the conditions under which they are employed have been altered significantly. Businesses have… Read more

September 22, 2020 / Lauren Vingerhoets / 0 comments

Nailing it: having the right cover is critical for tradies…

Business conditions for Australia’s tradies have been in a state of flux as coronavirus pandemic restrictions have been introduced and eased, and in some cases strengthened again, and as client budgets are recalibrated. After months of social distancing the coronavirus is continuing to have impacts across the country. In Victoria harsher lockdowns have put the… Read more

Claims Management