How Can You Ensure Your Business is Protected?

When a claim is made against a product of yours, your reputation and finances are at stake. But not every product or business is the same. So it’s important that, when you’re organising your cover, you have someone in the know on your team to make sure you’re protected – that’s where we can help.

What is Covered by Public and Product Liability Insurance?

Public and product liability insurance covers the legal costs of defending and settling matters in court as well as compensating third parties for damages, harm, or loss due to your business’ negligence.

  • Loss or damage to a third party’s belongings that your business was in custody or control of
  • Injury or harm incurred by a third party on your premises that should have been avoided such as a slip or a fall
  • Damage to a third party’s property due to negligence
  • Third party themselves and/or
  • Third party property
  • Damage to a third party’s property due to negligence

These situations and events can apply to a range of different circumstances. To get a clearer picture of how that will affect your business public and product liability insurance cover, come and speak with the insurance risk advisers at Adroit today.

Adroit are your dedicated team of risk advisers who understand your business and its concerns. This is how we’re able to provide the most tailored and best insurance solutions for businesses of all sizes, types, and industries.

Public and Product Liability Insurance Quotes

With all the different options available, investing in the right level of cover for your public and product liability insurance can be challenging. You wouldn’t also want to be spending any more than you require for your insurance, or end up choosing a cover that provides little to no value in protecting your business when it needs it the most.

To get tailored public and product liability insurance quotes for your business, we advise to talk to our specialist risk advisers at Adroit. We sit down with you to gain a comprehensive and detailed understanding of your business, which then allows us to narrow down and tailor the most suitable coverage options for you. You’ll receive accurate quotes on insurance covers that provide big value and protects your business.

Contact an Advisor

Frequently asked questions

Public and product liability insurance covers your legal liability to third parties for personal injury or property damage in the event that you or your business is found negligent. And that could be anything from someone slipping on your floor to a product malfunctioning and causing an accident.

Public liability insurance refers to your business’ duty of care in not causing harm, loss or injury to third parties when they come in contact with your business or have activities carried out by your business.

Product liability insurance on the other hand ensures your business’ products result in no harm, loss or injury to third parties.