How Can You Ensure Your Business is Protected?

Ensuring your business is fortified against potential risks is vital for its longevity. Public & product liability insurance provides the necessary buffer, covering legal expenses and compensations in case of claims. Here’s why it’s a must have:

  • Guards against claims from third parties for injury or property damage occurring on your premises.
  • Protects against claims arising from faulty products causing harm or damage.

What Does Public and Product Liability Insurance Cover?

Public and product liability insurance forms a safety net for your business, encompassing various scenarios:

  • Compensation for third-party injury or property damage due to negligence.
  • Legal costs incurred in defending or settling claims.
  • Loss or damage to third-party property under your custody.
  • Injury or harm to third parties on your premises.

 

What Isn’t Covered

While public and product liability insurance provides extensive coverage, certain exceptions may apply:

  • Intentional acts causing harm or damage.
  • Professional negligence not related to products.
  • Damage covered under other policies like professional indemnity.

 

Public Liability Insurance Policy

A public liability insurance policy is essential for businesses, offering financial protection against claims from third parties for injury or property damage. Different types of policies cater to varying business needs, ensuring comprehensive coverage tailored to your operations.

Product Liability Insurance Policy

A product liability insurance policy shields your business from the financial fallout of claims arising from faulty products causing harm or damage. Tailored policies are available to suit the specific risks associated with your products.

Public and Product Liability Insurance Comparison

Understanding the distinction between public and product liability insurance is crucial for businesses:

  • Public Liability Insurance: Covers claims related to injury or property damage on premises.
  • Product Liability Insurance: Shields against claims arising from faulty products causing harm or damage.
  • Do You Need Both? Depending on your business activities, having both types of insurance may be prudent to ensure comprehensive coverage.

 

Why Choose Adroit for Your Public and Product Liability Insurance?

At Adroit, we offer more than just insurance; we provide peace of mind. Here’s why businesses trust us:

  • Tailored solutions to match your unique business needs.
  • Professional advice and personalised service from industry experts.
  • Comprehensive coverage to protect your business from unforeseen circumstances.

 

Public and Product Liability Insurance Quotes

Obtaining quotes for public and product liability insurance is essential for businesses to make informed decisions. Partnering with Adroit ensures:

  • Accurate quotes tailored to your business requirements.
  • Comprehensive coverage at competitive rates.
  • Expert guidance to navigate the complexities of insurance options

 

Contact Adroit Today

At Adroit, we prioritise your business’s protection, offering tailored public and product liability insurance solutions. With our expertise and personalised service, you can safeguard your business against unforeseen challenges. Contact Adroit today and secure high-quality insurance coverage tailored to your unique needs.

Contact an Advisor

Frequently Asked Questions

Yes, if your business interacts with the public or third parties, public liability insurance is crucial to protect against potential claims.

Contact Adroit for expert advice and tailored public liability insurance solutions designed to meet your business needs.

The required coverage varies based on factors like business size, industry, and risk exposure. Adroit can help assess your needs and recommend suitable coverage levels.

Product liability insurance is essential for businesses that manufacture, distribute, or sell products to safeguard against claims arising from product defects.

While not mandatory in all jurisdictions, product liability insurance is highly recommended for businesses to mitigate potential financial risks associated with product-related claims.