Why Trades Business Need Insurance

If you’re working as a tradie you need insurance to protect your clients in case you damage their property or injure someone on the job and also for your tools and other necessities.

Even if you are the owner of a large trades business, you are more likely to be hired if you’re insured since clients will know everything and everyone is covered.

Common Risks Faced By Tradies

  • Negligence claims
  • Personal injury/illness
  • Loss of income
  • Loss of reputation
  • Self/employee or client injury/illness
  • Damage to building/contents/equipment due to faulty workmanship, fire, flood, robbery

What Insurances Do Trades Business Need?

The most common kinds of insurance policies you need as a tradie will include:
At Adroit, we’ve been delivering services and the best insurance for trades businesses in Australia for many years, with a deep understanding of the risks faced by our clients in the industry.

This is the most important insurance for tradies since it covers you for the cost of any damage or injury to a person, including your client, the family, or visitors to the worksite.

If you’re injured and work as a tradie, either for a company or as a sole trader, you need insurance cover to pay for any necessary medical, hospital and rehabilitation costs.

Without the tools of your trade, you can’t work, and if they’re stolen, damaged or lost in a storm, fire or flood, for instance, your insurance policy can pay to replace or repair them.

The same goes for your ute or truck, without it you’d have nowhere to carry your tools or to get to the worksite, so this insurance is a must.

In Australia, anyone operating any kind of small business or large company in any industry including trades – in NSW, even sole traders – must legally have this insurance.

Contact an Advisor

Why Choose Adroit?

At Adroit we work with you to develop the right insurance for your trades business. We’ve worked with many sole traders and companies in the trades industry and we know exactly what kind of cover will suit you best and at the best rates.

Our nearby team of risk advisors at Adroit are the experts to trust for the best insurance protection and custom policies for your trades biz.
You can rely on your Adroit insurance risk advisors to keep your trade biz operating successfully, even in the event of an unfortunate and costly incident.

Get Quotes on Trades Business Insurance Covers at Adroit Today

This information is general and should not be relied upon as professional advice. For customised services, advice and insurance policies for yourself and your tradie biz, contact us at Adroit Insurance to discuss your needs and ask for a quote today.