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Quick Tips – Managing Your Insurance Bills
Now is the time to review your insurance to make sure you’re getting the right cover. Talk to an Adroit Risk Adviser to ensure you are getting the most appropriate cover.
Quick Tips – aim to have to right type and amount of insurance
- Talk to your insurance adviser, let them know how the business is going and if any potential changes being planned.
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Check your insurance policy:
- for gaps in cover, your insurance adviser will be able to let you know what is available (like Cyber hacking cover) and if appropriate for your needs;
- Is that policy or amount of cover still needed? As businesses change so will the types and amount of cover;
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sum insured and limits, are they up to date. Talk to your insurance adviser about updating your building or plant valuations.
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Package discounts, by bundling your policies.
- Consider taking higher excesses to reduce the premium.
The Value of Professional Insurance Advice
The vast majority of business owners rely on Risk Advisers, who:
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Act for you in managing key financials risks,
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Will save time in trying to understand and comparing lots of different insurers products, sums insured and covers.
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Recommend insurance covers that minimise financial loss and disruption to your business if you need to make a claim.
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Explain key terms, conditions, costs and exclusions, tailor cover to meet your needs.
These are some simple tips to save money on your insurance costs, which still maintaining the right type and amount of cover for you and your business.
Talk to an Adroit Risk Adviser to ensure you are getting the right type and amount of cover.