Why Liquor Stores Businesses Need Insurance
Risk management is now more important than ever for independent liquor store owners whether theirs is a small business or a large concern. Customer injury due to slippery floors, alcohol falling from shelves, are just two risks. Others can include data hacks, government fines, theft, stock losses due to flood, storm damage or fire.
These can be covered by an adequate insurance policy.
Common Risks Faced By Liquor Stores Businesses
- Personal injury/illness
- Loss of income
- Government fines
- Loss of reputation
- Employee or client injury/illness
- Damage to buildings, stock, and contents due to fire, flood, robbery
What Insurances Do Liquor Stores Businesses Need?
All Australian businesses must by law take out workers compensation insurance if they employ staff. Other insurances recommended for liquor store businesses include:
At Adroit Insurance & Risk, we offer insurance for liquor stores to help you take on tomorrow with confidence, supplying the best quality cover at competitive rates. We offer the best insurance at an affordable cost.
Covers you for slip and fall claims if alcohol or other liquid is spilled on the floor and a customer or staff member slips and is injured.
If a product you sell or a service fails to perform to reasonable expectations which results in unwanted objects in alcohol containers, damages or alcohol poisoning this covers claims.
This protects your store contents, fixtures, stock, property and more.
Protects you against claims due to hacking of your online store or payment facilities.
This combines insurance covers such as money, glass, theft, equipment damage, business interruption and more for your liquor store.
Why Choose Adroit?
With Adroit protection, you can concentrate on your liquor store business without worrying about your public liability and other insurance covers. We support you so you can spend your time on your liquor store rather than worrying about the risks that might hold you back.
Our insurance teams are nimble enough to offer you a personalised service and big enough to bring about the best custom results necessary for your liquor store.
At Adroit we make sure you receive the liquor store business insurance covers
that you need, and nothing you don’t.
Get Quotes on Liquor Stores Business Insurance Covers at Adroit Today
This is general information and should not be relied upon as professional advice. For advice about the best liquor store insurance nearby for your business, contact us at Adroit Insurance .If you’re searching online for “insurance lawyers near me” call and talk about your
liquor store insurance needs and ask for quotes today.